Tucoemas partners with Carefull to strengthen their commitment to financial security, education, and community resilience

Tucoemas Federal Credit Union has chosen Carefull, the first financial safety platform purpose-built to protect older adults and their families from fraud, scams, and money mistakes, as its new financial safety partner. This partnership extends Tucoemas’ long-standing mission of “Rising Together, Anything is Possible” by providing older members and their loved ones with proactive financial security tools and protection against today’s growing threats of elder exploitation. Read the full release on Businesswire and below.
“The fastest-growing population in California is adults over 65, and with that comes a responsibility to protect the people who helped build our credit union and our community,” said Brice Yocum, CEO of Tucoemas Federal Credit Union. “Many of these members have been with Tucoemas for decades, and we want them to know how important they are to us. By partnering with Carefull, we’re offering an additional layer of protection for our PrimeTimers and their families, giving them peace of mind as financial scams become more frequent and sophisticated.”
Carefull’s AI-powered platform monitors everything from suspicious transactions and credit activity to unusual behavioral patterns, detecting threats early and guiding members and their designated trusted contacts with clear, actionable steps to stop problems before they cause harm. In addition to fraud and scam detection, Tucoemas members will have access to Carefull’s secure document and password vault, scam analysis for suspicious messages, and a robust library of fraud prevention and financial caregiving resources, all backed by $1M in identity theft insurance.
The partnership builds on Tucoemas’ existing PrimeTimers program, a financial wellness and outreach initiative tailored for older adults that offers fraud education, in-person seminars, newsletters, and direct communication. Carefull enhances these efforts by delivering ongoing, real-time protection and bringing family members into the prevention process.
“Financial elder abuse and scams are reaching epidemic levels nationwide, and we see the impacts firsthand here in our branches,” said Yocum. “Whether it’s romance scams, identity theft, or family members concerned about a loved one, Carefull gives us a scalable way to support our members and their caregivers before financial harm occurs.”

For Tucoemas, the Carefull partnership reflects a broader, community-first approach to member service. Through programs like Pathways, Tucoemas has prioritized personalized financial coaching and education—empowering members with the tools they need to build lasting financial security. With more than 50 team members certified as financial counselors, Tucoemas continues to lead by example in addressing the needs of vulnerable populations, making sure they don’t just talk the talk—but truly walk the walk when it comes to protecting and empowering their members. Carefull reinforces this approach, delivering alerts with self-resolution pathways, education, and resources to help members and their families stay informed, engaged, and protected.
“Protecting older adults requires more than just reacting to scams—it takes proactive education and community partnership,” said Todd Rovak, Co-Founder of Carefull. “Tucoemas has shown true leadership in recognizing that financial security for older adults is about more than just transactions, it’s about education, community protection, and empowering families. We’re proud to partner with such a mission-driven credit union.”
Ready to bring the power of Carefull to your credit union? Request a demo today to see how you can protect your members from scams, fraud, and money mistakes with next-level financial safety.

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